Apply Now / Log In

Personal Loan

Achieving your personal goals and family happiness is more possible now.

COMING SOON!

Stay tuned for our new products

News
May 27, 2024

Your Personal Loan is now available via online application
May 10, 2024

BEWARE OF SCAMMERS
More news

FAQs about personal loan

If I borrow RM3,000, what is the repayment schedule?

Loan Amount: RM3,000

Tenure: 6 months

Interest Rate: 18.0% per annum

Fees: RM15 stamp duty fee and RM10 attestation fee

(RM) Principal Balance Monthly Instalment Amount Principal Amount Interest Amount
Disbursement: 3,000 - - -
1st due 2,532 545 467.86 77.14
2nd 2,051 545 480.71 64.29
3rd 1,558 545 493.57 51.43
4th 1,051 545 506.43 38.57
5th 532 545 519.29 25.71
Final 0 545 532.14 12.86
Total: 3,000 3,270 3,000 270

I’d like to contact ACOM(M)

To complete your contract you will need to visit our office until we launch an online personal loan.

If you need future assist and more information, please SMS via WhatsApp: 03-2382-8020.

What documents & eligibilities are required?

  • Document Required
  • 1.Malaysian Identification Card (MyKad)
  • 2.Latest 2 months salary crediting bank statement (in PDF)
  • 3.Latest 2 months salary slip (in PDF)
    Or latest EPF statement with minimum 2 months contribution (in PDF)
  • 4.Latest utility bill (water, electricity, etc.)
  • 5.Others as required by ACOM(M) (if any)
  • Eligibility
  • 1. Individual aged 18 to 60 years
  • 2. Minimum monthly gross income of RM500
  • 3. Private and government employee Only
  • 4. Malaysian Citizen
  • 5. Not declared bankrupt
  • 6. Not a political exposed person

How much loan I can apply for?

For the first contract, you can borrow up to 0.5 times of your monthly income and not more than RM10,000.

For sub-sequence contracts, you can borrow up to 5 times of your monthly income and not more than RM100,000.

*The amount that you can borrow varies depending on the result of your credit evaluation.

How much is the interest rate?

The annual interest rate is up to 18.0%.

What are the minimum and maximum loan tenures?

The minimum loan tenure is 6 months and the maximum loan tenure is 60 months (5 years).

* On your first application, the loan tenure will be 6 months regardless of the loan amount.

More FAQs →